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Monthly Costs Calculation

Case Study: House 93 - Monthly Cost At A Glance

The perfect 2-bed starter home

Everything that goes out each month...

...and what you don't pay!

More Included. Less to worry about. Your estate charge isn't just about estate maintenance, it's a lifestyle, covered:

  • On-site fully equipped fitness suite complete with yoga deck included, no monthly direct debit required.
  • Shared electrical cars & bicycles access on your doorstep. Drive when you need to, without the cost of ownership.
  • DIY-Reuse Centre: a community re-use and repair hub thoughtfully designed for a circular, less wasteful way of living
  • Residents' community centre: a communal lounge and social space; yours to use whenever you need it.

Building Equity - Every mortgage payment builds your ownership stake.

Renters pay the same (or more) and own nothing. 

Rent vs Mortgage Comparison

Why buying a gs8 home makes more sense than renting.

Renting a comparable 2-bed house in the Epping Forest area costs around £2,000/month, and that's before you add energy bills, gym membership, and any extras.

Make your money work harder for you by owning a house at Carpenters Yard for around £249 less every month, with everything included.

Over 5 years, that's a saving of over £14,900, and a home that's truly yours.

Infographic

For the same money as renting a flat, you could own a house.

In the Epping Forest area, a 2-bedroom flat currently rents for upwards of £1,700 per month. A 2-bedroom house, with a garden, and more space commands a premium that puts it well beyond £2,000.

At Carpenters Yard, your monthly outgoings sit at £2,041 and that's for a home you own, with energy bills, fitness suite, and more all covered. 

Offering room to grow, house 93 is a perfect first family home in a community driven neighbourhood designed for long-term living.

Find Your New Home Now

Disclaimer

Mortgage illustration: Based on a repayment mortgage of £405,000 (90% LTV on a £450,000 purchase), over a 35-year term at a fixed rate of 4.75%, giving a monthly repayment of approximately £1,979.87. This is an illustrative figure only and is not a mortgage offer. Your actual rate and repayments will depend on your personal circumstances, lender criteria and the mortgage product you are offered. Pease seek independent financial advice.

Service charge: Calculated at £0.90 per sq ft per year on a 813sq.ft. 2-bedroom home, equating to £60.98 per month. Actual service charge will be confirmed in the lease and varies by home size.

Zero Bills™️ offer subject to eligibility and availability, terms, conditions and exclusions apply. Visit optimisemicrogrid.co.uk for full details.  

Rental comparison: Based on current asking rents for 2-bedroom houses in the Epping Forest district, sourced from Rightmove and OnTheMarket, June 2026. £2,000 is used as a conservative estimate for a modern, comparable house. Energy, gym and car club costs are market estimates for illustration purposes. Individual costs will vary.

This page is for marketing illustration purposes only and does not constitute financial advice.